Update on Felix57-year old Félix lives with his common-law wife and four children in the municipality of Santa Cruz de Yojoa. He has a business selling fruit and vegetables which he started three years ago as he wanted an income-generating business of his own. It is located in a small space in the centre of the market where customers can come see the produce.
Félix sells many types of fresh fruit and vegetables such as tomatoes, chilli peppers, cabbage, onions, radishes, yucca, young maize, potatoes, lemons, oranges, bananas, and mangoes. His stall is open every day as his customers need these products on a daily basis. He is now seeking his fourth loan of 6,000 lempiras to buy fresh fruit and vegetables like tomatoes, cabbage, potatoes, yucca, chilli peppers, bananas, oranges, and mangoes. He believes that the loan will help him increase sales and provide better service.
His goals are to continue growing his business, make more sales, and have permanent premises in good repair.
Félix tiene un negocio de venta de fruta y verduras. Este negocio lo inicio hace 3 años con el objetivo de trabajar lo propio y generar sus propios ingresos. Su negocio esta establecido en un pequeño lugar en el centro del mercado donde exhibe los productos para que los clientes lleguen a comprar, vende de toda clase de verdura y fruta fresca como tomate, chile, repollo, cebolla, rábano, yuca, jilotes, papas, limones, naranja, bananos, mangos, etc. Manifiesta que las ventas son a diario ya que son productos que las amas de casa necesitan en el hogar.
Don Félix esta solicitando un cuarto préstamo por 6,000 lempiras, para comprar verduras y frutas frescas para la venta. Como tomate, repollo, papas, yuca, Chile, banano, naranja, mangos, etc. Esta inversión piensa incrementar las ventas y la atención a los clientes.
Su meta es seguir creciendo en su negocio para tener más volumen en las ventas y poder tener un local acondicionado y fijo para su negocio.
Previous Loan DetailsFéliz, age 56, is in a common-law marriage, and he has three children. He lives in the Santa Cruz de Yojoa municipality. Félix has a business selling fruit and vegetables. He started this business two years ago with the objective of working for himself and generating his own income. His busi... More from Felix's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 15 months (Additional Information)
- Repayment Schedule
- May 17, 2013
- Jun 12, 2013
- Currency Exchange Loss:
- Jul 18, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.