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Enoc Alberto
Enoc is a man that works to educate young people as a vocational teacher in an institute in the community where he lives. He is single.

He went to the offices of Ceprodel to discuss the urgent need to finish the construction of his house. He is requesting a loan to purchase cement, sand, doors, and wrought-iron grilles.

This will improve his situation and standard of living.
View original language description ↓
El señor Enoc es un hombre dedicado a impartir el pan de la enseñanza principalmente a los Jóvenes, ya que es maestro de educación Técnica de un Instituto de la comunidad donde habita, es soltero, este señor se presento a las oficinas de ceprodel para plantear una necesidad urgente de terminar la construcción de su vivienda, solicitando un financiamiento para utilizarlo en la compra de Cemento, Arena, puertas, y verjas, de esa manera mejorar las condiciones y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 113
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Enoc Alberto to purchase cement, sand, doors, and wrought-iron grilles.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 12, 2013
Currency Exchange Loss:
Jul 18, 2014