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Gladys
Gladys is from the beautiful city of Estelí, known as the tobacco capital, located in northern Nicaragua. She is married and has two school aged children in primary school. This young woman has good moral values. She has a degree in mathematics.

Right now, she works as a teacher in a rural high school. Her job is teaching mathematics to more than 300 students at different learning levels. She also teaches classes weekends at two universities.

She is asking for a loan to buy construction materials such as ceramic floor and cement. She is grateful to Kiva for the help it has given since it means she will be able to improve her home.
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Gladys es originaria de la bella ciudad de Estelí conocida como la capital de tabaco ubicada en el norte de Nicaragua, su estado civil es casada tiene dos hijos en edad escolar cursando la primaria, esta joven demuestra tener buenos valores morales, su profesión es licenciada en matemática.

Actualmente se desempeña como docente de secundaria en un colegio rural, su trabajo consiste en facilitar la asignatura de matemática a más de 300 alumnos en diferentes niveles escolares., También imparte clase los fines de semana en dos universidades.

Solicita un financiamiento para la compra de materiales de construcción tales como piso cerámica y cemento a la misma vez agradece a kiva por el apoyo brindado ya que de esta manera podrá mejorar su vivienda.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,100
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Gladys to buy a ceramic floor and cement.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 10, 2013
Listed
Jun 12, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014