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Carmen
Carmen is from the city of Estelí, a city which is located in the north of Nicaragua and known as the 'tobacco capital'. She is 58 years old, single, and has three children who all live independently.

Carmen currently works as a production manager in a cigar factory. She has been in this job for ten years and uses her salary to cover her household expenses and support her mother who is very elderly and has health problems.

Carmen will use her loan to buy medicines and pay for some medical checkups for her mother. She is grateful to Kiva for their support because it will enable her to buy medicine and pay for medical checkups. Using her income alone, it would be very difficult to cover her family member's high health expenses.
View original language description ↓
Carmen es originaria de la ciudad de Estelí reconocida como la capital del tabaco ubicada en la parte norte de Nicaragua, su estado civil es soltera, su edad es 58 años y tiene tres hijos todos ellos independiente.

Actualmente se desempeña como jefa de área de producción de una fábrica de puro desde hace diez años con su salario sostiene los gastos del hogar y apoya a su madre que esta de edad muy avanzada y con problema de salud.

Con el financiamiento otorgado lo va destinar para la compra de medicamentos y pago de exámenes médicos de su madre, a la misma ves agradece a kiva por el apoyo brindado ya que de esta manera va ser posible la compra de medicamento y realizar los exámenes medico ya que con sus ingresos se le hace más difícil asumir lo alto costo que cuesta la salud de su familiar.


Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 117
    View loans »
    Nicaragua Loans Fundraising
  • $23,724,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Carmen to buy medicines and pay for medical checkups for her mother.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2013
Listed
Jun 17, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2014