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Francisco Jacob
Francisco Jacob is a young 21 years old and he is from the El Sauce neighborhood. In spite of being so young, he is very responsible and dedicated to his mother. He tries to help her as much as he can financially, since she works hard as a domestic worker in order to support the rest of her children.

This young man helps his mother bring home the bread every day. He works as a street cleaner and every morning gets up at 4 AM to begin cleaning the different streets in his neighborhood.

In spite of the fact that his salary is very low, he is dedicated and tries his best because he feels thankful to God and his employer that he has this dignified work while there are so many people in Nicaragua that go hungry because they don't have jobs.

For the first time, he came to Ceprodel to seek a loan with funding from Kiva so that he can buy medicine for his mother. She needs to improve her health and she will only be able to get better with the help from this financing.

He believes with great faith that the financial help from the investors is of paramount importance to improve his mother's health.
View original language description ↓
Francisco Jacob es un joven de 21 años originario del municipio de El Sauce que a pesar de ser tan joven es muy responsable y obligado con su madre, trata de ayudarle en lo más que puede económicamente, ya que ella trabaja duramente como empleada doméstica para mantener al resto de sus hijos.

Este joven ayuda a su madre a llevar el pan de cada día y laborar como operario de limpieza donde a diario se levanta a las cuatro de la mañana para iniciar a barrer las diferentes calles del municipio.

A pesar de ganar tan poco que su salario solo alcanza para la alimentación lo ejerce con dedicación y empeño porque se siente agradecido con Dios y su empleador por tener este trabajo digno cuando hay muchos en Nicaragua que aguantan hambre por la falta de empleo.

Por primera vez se presentó a la oficina de Ceprodel para solicitar un crédito con fondos Kiva con el fin de Comprar medicamentos para su mamá, ya que tiene la necesidad de mejorar su salud y solo así podría lograrlo con la ayuda de este financiamiento.
Espera con gran fé la ayuda de estos inversionistas que es de primordial importancia mejorar la salud de su mamá.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $23,422,650
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Francisco Jacob to buy medicine for his mother.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 30, 2013
Listed
Jun 12, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014