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Damaris Del Carmen
Damaris has worked for 12 years as a cleaner at the University of Managua. She lives in a neighborhood south of the capital. She is married and has two school-age children.

Damaris is seeking a loan from Kiva so that she can make improvements to her kitchen and bathroom. She is making these repairs so that she can improve her home and provide more comfort for her family.

She is thankful to Kiva and Ceprodel for granting the loan because she puts a lot of effort into making a loving home for her children.
View original language description ↓
La señora Damaris trabaja desde hace 12 años en el área de limpieza de una universidad de Managua, vive en un barrio al sur de la capital. Casada con dos hijos los cuales están en edad escolar.

Doña Damaris está solicitando un crédito a kiva para hacerle algunas mejorar al área de su cocina y comedor esto lo hace con el fin de mejorar un poco su casa y brindarles mayor comodidad a su familia.

Agradece a kiva y ceprodel ya con los crédito que le hemos otorgado ha mejorado bastante su casa que con mucho esfuerzo ha venido construyendo con amor para sus hijos

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Damaris Del Carmen to buy construction materials.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 12, 2013
Currency Exchange Loss:
Aug 17, 2014