Wilmar Del Carmen
Update on Wilmar Del CarmenWilmar is a humble farmer from the Coyolito area, outside of Estelí. He has benefitted from financing which has allowed him to buy supplies for his crops so that they could be on time and of good quality. Now he wants to plant tomatoes and cabbage because the new crop cycle is starting. This is a good product to produce because very few do this in the winter. He expects to have good production results. He would like to sell his products to supermarkets because they pay better.
He is asking for this loan to buy compost, fertilizer, pesticides, and pay for labor to raise half a hectare of cabbage. This loan will allow him to increase his income because he will buy the supplies he needs to guarantee his harvest and expand his production for the next cycle. His future plans are to buy two cows so he can have another source of income. His goals are to guarantee the loan with a good harvest and reinvest the remainder.
El préstamo lo solicito para la compra de abonos, fertilizantes, pesticidas y mano de obra para cultivar media manzana de repollo. Con este crédito podrá incrementar sus ingresos ya que comprara los insumos necesarios para garantizar la cosecha y ampliar la siembra para el próximo ciclo. Sus planes futuros son comprar dos vacas paridas para obtener otros ingresos. Sus metas próximas garantizar con el préstamo una buena cosecha para pagar el crédito y reinvertir el excedente.
Previous Loan DetailsWilmar V. is 25 years old and lives in El Coyolito district, in Estelí. He is married and has four children. He has been helping his parents to grow tomatoes since he was 10 years old. He didn't want to continue studying but instead commited himself to working with his parents. He got married… More from Wilmar Del Carmen's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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