The loan that the group is seeking will benefit these small businesswomen such as Silvia. She notes that she has been with Pro Mujer for fourteen loan cycles and joined the group at the invitation of her mother who is a member. Currently she has a business selling stencils and pictures, a job she took on when her uncle needed someone to sell these items. Later she became independent using some of her own capital.
The current loan money will be used to buy more pictures from the galleries in La Paz and then sold on her stall. The money she earns will help pay for her studies as she is single.
When Silvia is asked what she most likes about Pro Mujer, she responds that is the health classes.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Silvia es integrante, ella indica que hace catorce ciclos que Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de plantillas y cuadros; cuenta que este negocio lo emprendió por la necesidad que tenía su tío de una vendedora de cuadros, posteriormente decide ser independiente con un poco capital que tenía.
El crédito que ahora sacará es para el aumento de capital (compra de cuadros) que adquirirá de las galerías de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para sus estudios, pues ella es soltera.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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