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Perlas Blancas Group
In this Group: Nieves, Yanet, Emiliana, Felipa, Hilda , Betsabe, Silberia, Teresa, Paulina, Olga
The “Perlas Blancas” (White Pearls) communal bank will start its 8th cycle in Pro Mujer as part of the Collpani Focal Center. It has 10 members led by a governing board presided over by Nieves. The members of the communal bank carry out a variety of activities. Among them are: sweater and vest knitting, blanket weaving, sale of mobile phone accessories and chargers, clothing embroidery, skirt making, macramé knitting and dog clothes making.

The loan they’ll take out will benefit small micro businesswomen like Nieves. She indicates that she’s been part of Pro Mujer for two years having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a business selling “salchipapas” (fried sausages with fried potatoes), a business she started with small savings she had having noted that there was none in her zone.

The loan she’ll take out now is to increase capital. She will buy potatoes in street markets in the city of El Alto and then sell the product in her sales stand. This way of working makes it possible for her to generate income to support her home as best as possible since she’s single and has a daughter. When asked what she likes about Pro Mujer, she answer that she likes the medical services and the training.

One of the lady’s daughters is with the group; she appears in front posing with her hand to her face.
View original language description ↓
La A.C. “PERLAS BLANCAS” iniciará el octavo ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Nieves es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tejido de chompas y chalecos, tejido de mantas, venta de cargadores y carcasas de celulares, bordado de ropa de moreno, limpieza, producción de polleras, tejido de macramé, confección de ropa para perros.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nieves es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de salchipapas; este negocio lo emprendió con un pequeño ahorro que tenía ya que observó que no existía este negocio en su zona.

El crédito que ahora sacará es para el aumento de capital (compra de papa) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene una hija.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las consultas médicas y las capacitaciones.

Al grupo acompañña la hija de una de las señoras elle esta delante posando con la mano en su rostro

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 96
    View loans »
    Bolivia Loans Fundraising
  • $28,192,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Perlas Blancas Group's $2,575 loan helped a member to buy potatoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2013
Listed
Jun 11, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2013