Tzucubal 3 Group
He works in agriculture planting, caring for and producing corn on his parcel located in the village where he lives. He chose this activity as an inheritance from his father and also because by means of it he’s able to guarantee his family’s food for one year because his community’s food is based on corn; he also earns income because he sells part of the crop (surplus) in the local market. He has 15 years’ experience in this activity.
He’s requesting the loan to buy fertilizer for corn crop maintenance. He dreams with becoming more technically advanced in corn production as well as with buying more land that’s apt for this type of crop.
El es agricultor, la siembra, mantenimiento y producción de maíz lo realiza en su parcela ubicada en la aldea donde vive, eligió esta actividad por herencia de su padre y también porque a través de ella garantiza la alimentación de un año de su familia porque el maíz es la base de la alimentación en su comunidad y también le genera ingresos porque parte de la producción (excedente) la vende en el mercado local. Cuenta con 15 años de experiencia en esta labor.
El esta solicitando un préstamo para la compra de fertilizante para el mantenimiento de su maíz.
Sueña con tecnificarse en la producción de maíz, así como adquirir más terreno apto para este tipo de cultivos.
About ADICLAADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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