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Tohoue-Bokossa Group
In this Group: Bernadette , Françoise, M. Conforte P.
TOHOUE-BOKOSSA is a group which consists of three women who live in the same house. The group's representative, named Bernadette (and raising her hand in the photo) is 64 years old. She is a widow and she has three children, some of whom are in school and one under her care. Bernadette lives with her children and covers the household expenses alone.

Bernadette did not attend school. In order to meet her various expenses, she has been selling Akassa balls (a pasta prepared from maize) from her home for ten years. She buys her supplies at a market located in Benin.

In order to better meet the demand from an increasing number of customers, and also to increase her profits, Bernadette is requesting a first loan from ALIDé, along with the other members of the TOHOUE-BOKOSSA group.
View original language description ↓
TOHOUE-BOKOSSA est un groupe composé de trois personnes qui sont des cohabitantes. La représentante du groupe du nom de Bernadette ( celle dont la main est levée sur la photo), est âgée de 64 ans. Bernadette est veuve, avec trois enfants dont certains scolarisés et un à sa charge. Bernadette vit avec ses enfants. Bernadette assure seule les charges de la maison. Bernadette n'a pas fréquenté l’école. Pour faire face à ses différentes charges Bernadette vend des boules d'akassa( pâte fait à base de maïs)à son domicile depuis dix ans. Bernadette s’approvisionne dans un marché du Bénin. Dans le but de mieux répondre aux exigences de sa clientèle de plus en plus nombreuses et de se faire plus de profit, Bernadette sollicite ensemble avec les autres membres du groupe TOHOUE-BOKOSSA, un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 495.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tohoue-Bokossa Group's $325 loan helped a member to buy bags of maize.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 10, 2013
Jun 16, 2013
Currency Exchange Loss:
Nov 17, 2013