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Tzucubal 1 Group
In this Group: Manuel , Juan , Antonio, Catarina , Catarina , Juana , Lucía Angélica , Manuela
Manuel (wearing a gray t-shirt, the second one from left to right) is the leader of the Tzucubal 1 communal bank (tzucubal means seeker in the local native language). He's a 53-year-old gentleman who has four children, three of whom are men and one is a woman. They're all married and live in the village of Tzucubal, municipality of Nahualá, department of Sololá.
He's a farmer who plants, grows and harvests corn in a plot of land located in the village where he lives. He chose this line of work because it was his father's legacy and also because with it he produces food for his family. Corn is the staple food in his community and also earns him a profit, since he sells part of his produce in the local market.
He's requesting a loan so he can purchase fertilizer in order to adequately maintain his corn crop.
He dreams of using his profits to improve his home so that he can provide better living conditions for his family.
View original language description ↓
Manuel (de playera gris, segundo de izquierda a derecha) es el líder del Grupo Tzucubal 1 (Buscador en lengua nativa del lugar) es un señor de 53 años de edad quien tiene 4 de los cuales 3 son hombre y 1 mujer, todos ellos casado y viven en la Aldea Tzucubal, municipio de Nahualá, departamento de Sololá.
El es agricultor, la siembra, mantenimiento y producción de maíz lo realiza en su parcela ubicada en la aldea donde vive, eligió esta actividad por herencia de su padre y también porque a través de ellos genera alimento para su familia porque el maíz es la base de la alimentación en su comunidad y también le genera ingresos porque parte de la producción la vende en el mercado local.
El esta solicitando un préstamo para la compra de fertilizante para el mantenimiento de su maíz.
Con los ingresos que obtiene sueña con mejorar su vivienda para brindarle una mejor calidad de vida a su familia.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 118
    View loans »
    Guatemala Loans Fundraising
  • $10,313,025
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Tzucubal 1 Group's $6,100 loan helped a member to purchase fertilizer in order to adequately maintain the corn crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 5, 2013
Jun 11, 2013
Currency Exchange Loss:
Jul 17, 2014