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Fe Y Alegria Group
In this Group: Maria Del Carmen , Maria Esperanza, Dulce Maria, Miriam De La Concepcion
This group is comprised of four members, one of whom is María Esperanza. She is a 46-year-old married woman who has been selling vegetables wholesale for fifteen years.

At first her business was not as big as it is now. She sells her goods wholesale in different markets in the capital and employs two other people in her business. She has been a client of this institution for six years.

She will use the loan proceeds to purchase vegetables such as tomatoes, peppers, onions, garlic and beans for resale.

The other members of the group are:

- Dulce, 43, who sells fast food
- Miriam, 41, who rents out rooms
- María, 41, who sells cosmetics and new clothing
View original language description ↓
Este grupo está formado por cuatros socias una de ellas es María Esperanza mujer de 46 años de edad, casada y tiene 15 años de vender verduras ahora al por mayor, anteriormente su negocio no era muy grande a como lo es en la actualidad que vende al por mayor en los diferentes mercados de la capital, le paga a dos personas que le ayudan en el negocio, tiene 6 años de ser cliente en la institución, su crédito lo invertirá en la compra de productos de verduras como tomate manzano, tomate criollo, chiltoma, cebollas, ajos, también comercializa venta de frijol al por mayor. María tiene 41 años de edad su negocio es la venta de cosméticos y venta de ropa nueva, Dulce tiene 43 años de edad su negocio es la venta de comida rápida y Miriam tiene 41 años de edad su negocio es alquilar cuartos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Fe Y Alegria Group's $2,225 loan helped a member to purchase vegetables such as tomatoes, peppers, onions, garlic and beans to resell at wholesale prices.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 11, 2013
Currency Exchange Loss:
Jan 18, 2014