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William lives in Managua. He has worked for the State as a security guard for the last three years. He is single and has two children who depend on him; he strives to ensure their well-being.

William has dreamed of having a dignified home and therefore he is asking for this loan to condition and give his family a better standard of living. He hopes for the support of the Kiva investors so that through Ceprodel they will grant him a loan to repair the roof of his home. With the loan he thinks to buy metal plates and beams, and pay for labor. He has faith in God that these good-hearted investors will provide their help in order for him to be able to achieve his dream.
View original language description ↓
El señor William vive en Managua, labora para el estado como vigilante desde hace tres años, su estado civil es soltero, dos persona están bajo su cargo que depende de él, lucha para el bienestar de su hijos.

Don William ha soñado con tener una vivienda digna y por ese motivo esta solicitando este crédito para condicionar y darle un mejor nivel de vida a su familia.

Espera el apoyo de los inversionistas de Kiva para que a través de Ceprodel le otorgue el crédito para reparar el techo de dicha vivienda, con el que piensa comprar lamina de cinz, perlin y pago de mano de obra.

Tiene la fé en Dios que estos inversionistas de buen corazón le brindaran su ayuda para poder cumplir su sueño.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped William to buy materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 11, 2013
Currency Exchange Loss:
Jul 18, 2014