All his life he has dreamed of having a dignified home that has all of the necessary amenities to give his family a better life. For this reason, he is asking the Kiva investors, through Ceprodel, for a loan that will allow him to plaster the walls of this home. He will purchase concrete and sand, and pay for labor. He has faith in God that these kindhearted investors will approve his request, letting him carry out his project.
Toda su vida ha soñado con tener una vivienda digna que tenga todas las condiciones adecuadas para darle un mejor nivel de vida a su familia. Por tal razón esta solicitando un crédito a los inversionistas de Kiva para que a través de Ceprodel le otorgue un crédito para repellar pared de dicha vivienda con el que piensa comprar cemento, arena y pago de mano de obra. Tiene la fé en Dios que estos inversionistas de buen corazón le aprueben su solicitud para llevar a cabo su inversión.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid