Juan is 52 years old and works in agriculture. He has worked hard growing corn, sorghum, and jocote (hog plum) for 20 years, which enables him to put food on the table. He is a hard-working, honorable, and responsible man. He lives with his family which is made up of his six children aged 19, 16, 14, 12, 10, and 5. He and his wife work hard to provide for the family. Thanks to his knowledge of farming, which is his sole source of income, he has been able to support his family. This is the only way he knows how to make a living in an honorable way. He has a strong desire to progress in life, and this is why he came to the institution to apply for a loan which he will invest in the purchase of farming supplies such as seeds, manure, insecticides, etc. for sowing his crops. He trusts in God and in his work that this will help him to have an abundant harvest and, in this way, he will be able to get a better quality of life for him and his family.
Juan de 52 años de edad se dedica a cultivar la tierra. Con mucha dedicación cultiva maíz y maicillo y también jocote desde hace 20 años, lo cual le permite llevar el pan de cada día a su hogar. Se caracteriza por ser un hombre trabajador, honrado y responsable. Habita junto a su grupo familiar el cual está conformado por su esposa y sus seis hijos de 19, 16, 14, 12,10 y 5 años de edad. Junto a su esposa trabajan muy duro para sacar adelante a su familia. Gracias a los conocimientos en la agricultura es como logra llevar el sustento a su hogar, que es su principal fuente de ingresos, dado que es la única forma que conoce para ganarse la vida honradamente. Con muchos deseos de superación se acerco a esta institución para solicitar crédito ya que necesita invertir en la compra de los insumos agrícolas necesarios: semillas, abonos, insecticidas, etc. para la siembra. Confía en Dios y en su trabajo que de esta forma logrará tener una cosecha abundante la cual le permitirá acceder a una mejor calidad de vida para él y su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.