Carlos Alberto, 42 years old, lives with his life partner and their three children. He grows corn, beans, and sugar cane. He has been a farmer for several years and has gained valuable experience that allows him to produce better harvests. His fields are in an agricultural area near his home. He sells his harvests throughout the region and has many customers who come to him because he offers high-quality produce, affordable prices, and good service. Carlos is an active man who works hard and is determined to succeed. He is always looking for good opportunities and hopes that a new investment will help him increase his yields. He is requesting a loan from INTEGRAL that will allow him to buy seed corn, beans, fertilizer, pesticides, tools, etc. Carlos has good financial references and is confident that he will be able to pay off his debt and bring his household greater economic security.
Carlos Alberto de cuarenta y dos años de edad vive junto a su compañera de vida y sus tres hijos, él se dedica al cultivo de maíz y fríjol y adicional a esto caña de azucar, tiene varios años de trabajar en la agricultura y ha ganado experiencia valiosa que le permite obtener las mejores cosechas, el terreno donde siembra esta ubicado en una zona de alta incidencia agrícola y muy cercano a su vivienda, comercia en todos los alrededores de la comunidad y se ha hecho de mucha clientela que lo prefiere porque todo lo que vende es de primera calidad, a precios accesibles y con un buen servicio; Carlos es un hombre activo, entregado a su labor y con muchas ganas de salir adelante, siempre esta buscando oportunidades que le permitan alcanzar el éxito, quiere realizar una nueva inversión que le permita aumentar la producción por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, fríjol, abono, insecticida, herramientas, etc. Carlos tiene buenas referencias de pago asegura que podrá saldar la deuda y a la vez tiene esperanza que llevara a su hogar seguridad económica.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.