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Maria Laura
María, 42, lives with her life companion and 12-year-old son in her own house. She has a store where she sells basic staples like beans, milk, eggs and bread, among others. She’s been in business for many years and has gained sales experience that allows her to earn the best profits. The store is located in her place of residence in a very busy location. She’s attained a large clientele because her store is better-stocked. People prefer her over the competition because she always has what they need: quality products at affordable prices with unequaled customer service, always at her customers’ service.

Like all good merchants she wants to increase business and make a new investment but needs capital which is why she’s asking Integral for a loan to buy basic grains, snacks, eggs, bread, beverages, etc. María has good payment references and is sure that she’ll repay the loan while trusting that she’ll provide better quality of life for her family.
View original language description ↓
Doña María de 42 años de edad vive junto a su compañero de vida y su hijo de 12 años de edad en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, pues tiene la tienda mas surtida, las personas la prefieren y la mantienen delante de la competencia porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. María tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 449
    View loans »
    El Salvador Loans Fundraising
  • $23,269,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Laura to buy stock merchandise for her store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 17, 2013
Listed
Jun 11, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013