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Neftaly  Omar
Neftalí is 38 years old and lives with his wife. He is a very responsible man and always is on the lookout for ways to improve his financial stability. He works in his own bakery, where he makes French bread. He bakes it early in the morning in order to sell it before breakfast, which is when (along with dinnertime) people eat it the most.

At the same time, he sells chicken (by the pound), which is a great help to him, financially speaking.

He is asking for a loan from INTEGRAL so he can have all the help he needs to buy flour, yeast, lard, cans, and everything else that he needs to make more bread. He will also buy more chickens for his business. This improvement project for his bakery is very important to him, since it will allow him to improve his and his family's quality of life.
View original language description ↓
Neftalí de 38 años de edad vive junto a su esposa, el es un hombre muy responsable quien siempre está en miras de mejorar su estabilidad económica. El trabaja en su propia panadería en la que elabora pan francés, el cual elabora el mismo a primeras horas de la madrugada para poder venderlo antes del desayuno, que es cuando las personas más lo consumen al igual que en la cena. Así mismo también comercializa pollos el cual vende por libra, lo que le brinda una gran ayuda económica. El solicita un préstamo a INTEGRAL, para contar con la ayuda necesaria para invertir en la compra de harina, levadura, manteca, latas y todo lo necesario para poder producir más pan al igual que más pollos para el negocio. Este proyecto de mejoramiento para su panadería es muy importante para el puesto ya que así mejorará su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 510
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Neftaly Omar buy flour, yeast, lard, cans, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 20, 2013
Listed
Jun 11, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 19, 2014