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Update on Benita

Benita is 53 years old and is a long-term client of the institution. She sells hats and also has a second job selling vegetables from a stall that is located in the Chasquipampa area. She used her previous loans to buy hats at wholesale, and on this occasion, she is going to use the loan to buy vegetables and tomatoes at wholesale. Her reason for requesting the loan is that she wants to stock up on these products. Benita has to overcome many challenges to make her business work. She wakes up very early in the morning to buy her vegetables and there is a lot of competition from other sellers. She is going to use the profits to buy things for her house. She feels happy and grateful to the institution for the support that it has offered her.
View original language description ↓
La Sra. Benita tiene 53 años, es cliente antigua de la institución , se dedica a la venta de sombreros y también como segunda actividad a la venta de variedad de verduras en su puesto de venta que se encuentra en la zona de Chasquipampa, en los anteriores créditos utilizo el dinero en la compra de sombreros por mayor, en esta ocasión va a utilizar este préstamo para la compra de verduras, tomate por mayor, su razón para solicitar este préstamo es que quiere abastecerse de este producto, la Sra. Benita enfrenta retos en su negocio que el tener que levantarse temprano para comprar sus verduras y la competencia y va a utilizar los beneficios en comprar cosas para su vivienda, se siente feliz ya agradecida con la institución por el apoyo brindado.

Previous Loan Details

Benita is a long-term client of the organization. She is still buying and selling hats. She says her previous loan went really well because she bought hats to supply her shop. This time, too, she is requesting a loan to buy wholesale hats so she can stock her shop for regional festivals and other... More from Benita's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,217,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Benita to buy vegetables at wholesale.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
May 16, 2013
Jun 11, 2013
Currency Exchange Loss:
Aug 17, 2014