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This client is a hardworking, responsible man. He’s currently living with his family in his own house. He has worked producing honey for several years and has vast experience in honey making. He’s very well-known in the zone where he lives and people seek him out frequently to buy it because his prices are affordable and the honey is good quality which is why he now wants to request a loan to buy raw sugar to feed the bees and continue in business since this is the only way he has to earn a living.
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El cliente es un hombre trabajador y responsable, actualmente vive en casa propia con su familia, se dedica a la producción de miel de abeja desde hace varios años por lo que cuenta con una gran experiencia en la elaboración de la miel, es muy conocido en la zona donde reside las personas lo buscan con frecuencia para la compra de ello ya que los precios son accesible y la miel es de buena calidad, por lo cual hoy en día desea solicitar un crédito para la compra de azúcar cruda para la alimentación de las abejas y así poder seguir con el negocio ya que es la única forma con la que el se gana la vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 869
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy raw sugar to feed his bees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2013
Jun 11, 2013
Currency Exchange Loss:
Jul 17, 2014