Duyen was born in 1986. She has two daughters who attend primary school and kindergarten. Her husband raises doves and birds. His income is about 6,000,000 VND. Duyen sells clothes to earn a living. Besides that, she also embroiders pictures to sell in the market. She earns about 5,000,000 VND per month. She has done this job for five years. Her family’s total earnings are about 11,000,000 VND per month. Her challenge in life and work are lacking of capital to buy food for birds and to buy clothes in wholesale. Her dream is to open an embroidered pictures shop. This loan is one of steps helps her reaching to this dream. She can invest in her clothing shop to gain earnings and save the profits for opening the embroidery shop. Duyen has a passion in business. She has participated in SEDA's credit program since 2006. In the last loan cycle, she borrowed 9,810,000 VND and repaid on time. In this new loan cycle, she would like to borrow 11,118,000 VND to buy clothes for her shop. She always wants to expand her business and raise her children up well.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.