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Azra, age 36, is a married woman. For many years, she has been involved in the business of shoe sales. She buys shoes in bulk from the market at wholesale rates then sells them to the people of her community. She always has a great collection to offer to her customers and earns a good amount of income through her business.

Azra is a mother of five and she is motivated to provide her children with a beautiful life, good education, food, and clothing. Azra has gradually improved her business with the support of Kashf Foundation in order to meet the day-to-day expenses of life.

Currently, she has applied for a loan of PKR 50,000 to purchase a greater variety of shoes, in various designs and sizes. It will help her to increase sales which ultimately helps in generating more cash. Azra is in her seventh loan cycle, with good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Azra to purchase a greater variety of shoes, in various designs and sizes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 10, 2013
Currency Exchange Loss:
May 17, 2014