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Munawar is a 51-year-old married woman. She has been in the business of making footballs for a period of about 20 years. She makes balls in different sizes and sells them in her community and in the local market. She is contributing much to the family income, as her husband’s income alone is not sufficient to fulfill the basic necessities of his family members.

Munawar is a motivated mother of five children. She reliably provides them with good quality food, education and clothing through her business. She contacted the Kashf Foundation for a loan of Rs 30,000 to purchase rubber bladders and leather covers in a large quantities, along with some spools of thread to complete her orders on time.

She is in her 3rd loan cycle and is hopeful of getting an increase in her sales, which ultimately will help in generating more cash. She dreams of expanding her business and desires to use part of the profits on her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Munawar to purchase rubber bladders and leather covers in large quantities, along with some spools of thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 10, 2013
Currency Exchange Loss:
May 17, 2014