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Adwowa is single and has 4 children. Even though she did not receive any formal education, Adwowa is a successful businesswoman. She prepares and sells ‘Kenkey’ (a traditional Ghanaian staple dish that is made from corn dough and is wrapped in banana leaves) for a living. She normally sells her ‘Kenkey’ in Asafora (near Cape Coast).

She has been actively involved in this business for about 2 years. As the sole breadwinner in the family, Adwowa uses her income to provide for the entire family.

She will use the loan to purchase increased amounts of maize, thus helping her to improve her overall sales. With the new profits from her expanded business, Adwowa plans to further diversify the types of products that she sells, hence adapting to changing customer preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Adwowa to purchase increased amounts of maize, thus helping her to improve her overall sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 10, 2013
Currency Exchange Loss:
Oct 19, 2013