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Ny is 48 years old. She is married and resides with three children in Kampong Speu Province, Cambodia. She has been working as construction worker for more than three years, earning approximately $4 daily. Her husband is a rice farmer who makes an income of $3 each day. Two of her children are employed. They earn about $9 per day.

In order to improve her family’s finances, Ny is requesting a loan of $1,000 to purchase cattle to breed and produce calves to sell. In addition, a part of this money will be used to pay for getting a new driving license for her son.

This money will help her have the ability to run a new business and earn more income to support the family. In the future, she will expand her business and plans to rebuild her house next year.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ny to purchase cattle to breed and produce calves to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 23, 2013
Jul 1, 2013
Currency Exchange Loss:
Jul 17, 2014