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Banly is a 33-year-old married woman and a mother of three dependent children. Two of her children attend the local school of the Prey Chor district, and one of them is still too young. Banly has been involved in rice husbandry and her husband owns a threshing machine that services the surrounding community after each harvesting season.

She and her husband have been doing this for more than 10 years. They have acquired their land partly through inheritance from both of their parents and partly through their own effort and work.

She currently needs support to buy a harvesting machine for their personal use, which they will also rent out as a service in exchange for rice or money. Her future plan is to be able to expand the rice farm because she wants to have better yields and provide more educational opportunities for her children; she wants to see them complete their bachelor degrees.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 257
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Banly to buy a harvesting machine for personal use as well as to rent out in exchange for rice or money.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 9, 2013
Currency Exchange Loss:
Jun 18, 2015