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Yem's Group
In this Group: Yem, Sokhom
A local farmer from Pursat Province’s Kror Kor district, Yem is married and has four children. She struggles to earn a good income for her family through rice cultivation; this is the business that she has had for ages and by which she is able to earn up to 13,500 KHR per day. This is the third micro-loan for Yem’s group, which consists of two female members; they are seeking the same loan amount of 1,400,000 KHR each. The successful past loans have provided prompt support for Yem's business as well as her living condition. She has fully repaid her past loans. Now, she is the leader of her group. She will spend her loan portion to add to her savings in order to buy a hand tractor to support her farm. She hopes that this tractor will support her field and reduce the fee that she used to pay to others.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,038.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yem's Group's $700 loan helped a member to buy a hand tractor for her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 9, 2013
Jun 8, 2013
Currency Exchange Loss:
Apr 16, 2014