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Luzviminda
Luzviminda is a 58-year-old resident of Manila, Philippines. She is a widow and mother to her children. She, together with her children, manages their own household while operating the business. At this time, she is working hard to provide income for their everyday expenses.

Luzviminda operates a retail business selling different vegetables. She sells it in the vendors in the market. Her regular customers are her neighbors and the local community. She earns a minimum of 2,000 Philippine Pesos (PHP) in sales every day. To help her continue operations of her business, she is requesting a loan of 50,000 PHP. She will be utilizing the loan to buy sacks of onions, garlic, carrots, potatoes, and cabbage.

Luzviminda dreams that her business will continue to grow and hopes that her family will always be in good health. She meets up with her co-fellowship* members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1240
    View loans »
    Philippines Loans Fundraising
  • $57,866,175
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luzviminda to buy onions, garlic, carrots, potatoes and cabbage.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 30, 2013
Listed
Jun 8, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 20, 2013