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Pan Sellers Group
In this Group: Kadiatu, Marie, Fatmata, Mariama
Kadiatu C. is 50 years old and married with three children. She sells dishes in the town of Magburaka, Sierra Leone, and the surrounding villages. With her previous loan from Kiva, Kadiatu increased her stock and diversified her outreach, extending her sales to the surrounding villages. Kadiatu is happy that with her increased income, she was able to meet one of her children's school requirements. She would now like to continue expanding her business.

Marie C. owns a local restaurant and would like to purchase bags of rice, gallons of palm oil and vegetables; Fatmata F. owns a food market and Mariam C. sells dishes. The group is requesting a loan to expand their businesses.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 51
    View loans »
    Sierra Leone Loans Fundraising
  • $9,344,750
    Funds lent in using Kiva
  • 2,910.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Pan Sellers Group's $1,375 loan helped a member to purchase inventory -- dishes and foodstuffs -- and increase income.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 10, 2008
Jul 21, 2008
Currency Exchange Loss:
Jul 15, 2009