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Update on Eufemia

With her previous Kiva loan, Eufemia bought clothing, shoes, perfumes, colognes, accessories, and small appliances. With the increase in her purchase volume, thanks to Kiva, her business has grown and her profits have increased. She is happy because she managed to get a waitress job for her youngest daughter.

Eufemia's message to the Kiva lenders is as follows: "Thank you for the help I received. I wish for health and prosperity for you and your relatives."

She is currently applying for a new loan with which she will buy merchandise like clothing, shoes, perfumes, colognes, accessories, cosmetics, and small appliances like blenders, fans, and rice cookers. She will buy them based on her customers' orders, making her Kiva loan a successful investment.
View original language description ↓
Eufemia con su anterior credikiva compró ropa, calzado, perfumes, colonias, accesorios y electrodomésticos menores. Con el aumento de su volumen de compras, gracias a KIVA su negocio creció sus utilidades aumentaron y está feliz pues logró conseguirle empleo de mesera a su hija menor. Su mensaje a los financiadores de Kiva es el siguiente: “ Gracias por la ayuda recibida. Deseo para ustedes y sus familiares salud y prosperidad.” En la actualidad está aplicando a un nuevo financiamiento con el cual comprará mercancía como ropa, calzado, perfumes, colonias, accesorios, cosméticos y electrodomésticos pequeños como licuadoras, abanicos ollas arroceras, las cuales las comprará basada en los pedidos de su clientela, haciendo de su credikiva una exitosa inversión.

Previous Loan Details

Eufemia is 44 years old and lives with her spouse and their three children, whose ages are between 17 and 23, in Puerto Colombia. This town has flat and undulating terrain, warm weather, and a beautiful breezy atmosphere from the beach and the ocean. She has a retail store there, where she off... More from Eufemia's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 411
    View loans »
    Colombia Loans Fundraising
  • $16,314,875
    Funds lent in using Kiva
  • 1,901.2
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Eufemia to purchase merchandise like clothing, shoes, perfumes, colognes, accessories, cosmetics, and small appliances like blenders, fans, and rice cookers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 4, 2013
Jun 10, 2013
Currency Exchange Loss:
Jul 17, 2014
This photo was used before for a previous loan for Eufemia. It was first posted on Kiva on Aug, 2012. Learn More