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Maria Victoria
María Victoria, 41, is married and the mother of four children. She makes a living in agriculture in addition to being a housewife. She only managed to complete the first grade of elementary school because she didn't have the economic resources to continue.

Her oldest child is already married and lives on his own. The next daughter is is eighth grade, the next one in sixth, and the last in fifth. They have a lot of experience in agriculture growing corn and beans for more than 10 years. The land they farm is their own, thanks to a family inheritance. Her customers are the various buyers and intermediaries who come to the area where she lives to resell.

Currently she's requesting a loan to buy inputs and fertilizer to take care of her corn plants because this way she'll be able to strengthen the crop and make the most of the harvest.

Her dream as a mother is to help her children with their studies, their lives, and everything she can so they can improve themselves and have better living conditions and opportunities, because the land they farm will be their inheritance and their patrimony.
View original language description ↓
Doña María Victoria es una mujer de 41 años de edad casada y madre de 4 hijos dedicada a la agricultura y que además es ama de casa. Ella solo pudo cursar hasta el primer grado de educación primaria por la falta economía ella no pudo continuar. El mayor de sus hijos ya está casado en un hogar a parte, la siguiente hija está en 8 grado, el que le sigue en 6 grado y el ultimo en 5 grado. Ellos tienen mucha experiencia y se dedican a la agricultura en lo que es la siembra de maíz y frijol hace más de 10 años y las tierras que ellos trabajan son propias gracias a una herencia familiar. Sus clientes son los diferentes compradores e intermediarios que llegan a la zona donde ella habita para revender.

Actualmente ella solicita ayuda para la compra de insumos y fertilizantes para dar asistencia a sus cultivos de maíz ya que de esa manera ella podrá fortalecer su producción y aprovechar su cosecha al máximo.

Su sueño como madre es apoyar a sus hijos en sus estudios, en su vida y en todo lo que en sus manos esta para que ellos se superen y tengan una mejor condición de vida y mejores oportunidades ya que la tierra que ellos cultivan será su herencia y patrimonio.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 85
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Maria Victoria to buy inputs and fertilizer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 10, 2013
Currency Exchange Loss:
Sep 23, 2014