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Rita Maria
Rita lives in Ticuantepe, in an area called Juan Ramon Padilla. She lives with her husband and mother. Her plans for the future are to build her house and to improve her living conditions. Rita works for a private company while her husband works for a boarding house and the two share the household costs. Rita and her husband's biggest difficulty is that they cannot get together all the money they need for materials in one go. So, with this loan, they will buy: bricks, sand, cement, iron and gravel and to pay labourers. Rita is grateful for the support and trust given to her by Afodenic with Kiva.
View original language description ↓
La señora Rita habita en el municipio de Ticuantepe en el reparto llamado Juan Ramon Padilla junto a su esposo y madre, sus planes a futuro es terminar de construir su casita y mejorar sus condiciones de vida, ella labora para una empresa privada y su esposo tambien trabaja para una residencial, entre los dos se dividen los gastos del hogar, su mayor dificultad es que no pueden recaudar de una sola vez el dinero para comprar Materiales, con este credito compraran lo siguiente: Bloques, Arena, Cemento, Hierro, Piedrin y pagaran Mano de Obra, Agradece el apoyo y la confianza que Afodenic en conjunto a Fondos Kiva le estan brindando.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,580,100
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Rita Maria to buy building materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 10, 2013
Currency Exchange Loss:
Jun 17, 2014