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Fatoumata's Group
In this Group: Fatoumata, Hatou, Ramatoulaye, Hina, Kadidiatou, Manthita, Bouoba , Salimatou*, Penda, Diabou, Diabou, Mariama, Aissatou, Barry*, Dienabou, Hawa, Aissatou, Maimouna, Hadja Mambo , Bodo, Ansatou, Bintou, Djiba, Sounkar, Hawa
* not pictured
This group is composed of 25 women who are very active in this 'banc villageois', which was created on July 22, 2009. The women are all from the same district and get along well with one another. Their main work involves small-scale commerce.

Ms. Fatoumata (seated at the far right in the photo with her hand raised) is the featured borrower of the group. She is 52 years old, married, and a mother of four children (a boy and three girls). She purchases food items, such as such as onions, rice, and spices, and sells them at her stall in the village. This is a business she has been in for five years.

With this loan, she intends to stock up on goods from the weekly markets in the area in order to sell them retail at her stall:
- 2 sacks of rice at 13,000 francs each
- 1 sack of onions at 10,000 francs
- spices at 15,000 francs

After deducting the transportation costs from her sales, she ends up with a net profit of 7,000 francs CFA for every three days of work.

The profits from her business will enable her to save money and to cover some of the day-to-day expenses and her children's schooling costs.
View original language description ↓
Ce groupe est composé de 25 femmes très actives dans ce banc villageois créé le 22 Juillet 2009. Elles sont toutes issues du même quartier et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame Fatoumata (assise à l’extrême droite avec la main droite levée), est l’emprunteuse vedette du groupe, âgée de 52 ans, elle est mariée et mère de quatre enfants (01 garçon et 03 filles).
Elle achète et vend des produits alimentaires comme l’ognon, le riz et des épices …, dans sa cantine au village, une activité qu’elle fait depuis 05 ans.

Avec ce prêt elle compte s’approvisionner en au niveau des marchés hebdomadaires environnants pour revendre en détaille dans sa cantine.
- Pour 02 sacs de riz de 13 000F Cfa
- Pour un sac d’oignon à 10 000F Cfa
- Des épices pour 15 000 F Cfa
Apres vente et déduction des frais de transport elle se retrouve avec un bénéfice net de 7 000F Cfa tous les trois jours d’activité.

Les bénéfices de son activité lui permettront d’épargner et de prendre en charge une partie de la dépense quotidienne et la scolarité de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,894,575
    Funds lent in using Kiva
  • 501.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Fatoumata's Group's $3,075 loan helped a member to stock up from weekly markets in the area to resell at her stall: rice, onions, spices.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 1, 2013
Jun 7, 2013
Currency Exchange Loss:
Jan 17, 2014