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Maria Barbara
Maria is 35 years old, she is single, and she has completed school through the sixth grade. She lives in a house with her mother and her siblings, and they all work in agriculture. She has a lot of experience growing potatoes and it is an activity that she has done for more than 15 years. Her workplace is only 5 minutes from her house.

Currently, her biggest challenge is that there is no electricity in the region in which her home is located. Furthermore, there are no plans to install electricity in the area. Nowadays, it is necessary to have lighting in the home and so she has to use wood, gas lamps, and candles.

But with the help she is asking for today, she will be able to buy a solar panel which will help her keep the house lit and she can avoid the smoke from the wood and candles that harms her family’s health and the environment.

Her dream is to someday sell her products in large quantities because this will help her to generate a higher income for her family and then they can expand their crops. But her goal right now is to be able to buy a solar panel so that she can enjoy being home with her mother and her siblings without harming the environment and their health.
View original language description ↓
María es una mujer de 35 años de edad soltera la cual tiene un grado de educación de primaria completo cursado hasta el sexto. Ella vive en la casa de su madre en compañía de sus hermanos los cuales se dedican a la agricultura. Ella tiene mucha experiencia en el cultivo de papa ya que es una actividad que practica hace más de 15 años y su lugar de trabajo está a 5 minutos de su casa de habitación. En la actualidad su mayor desafió es la falta de energía eléctrica en la zona donde está construida la casa ya que no se tiene planeado por un tiempo la instalación de energía eléctrica por lo cual es necesaria hoy en día para mantenerla iluminada la cual lo hace mediante leña de ocote, candiles de gas y vela comercial.

Pero con la ayuda que hoy en día ella solicita podrá comprar un panel solar el cual será de apoyo para mantener la casa iluminada y evitar la quema de palo de ocote, candiles u otros que sean dañinos para la salud y para el medio ambiente.

Su sueño es lograr con el paso de los años comercializar su producto en grandes escalas ya que por medio de eso ella podrá generar más ingresos para su familia como los de seguir ampliando sus cosechas. Pero su meta es poder comprar el panel solar para poder disfrutar de su hogar en compañía de su madre y sus hermanos sin perjudicar el medio ambiente y la salud.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,800
    Average annual income
  • 72
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Maria Barbara to buy solar panels to light her home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jun 5, 2013
Listed
Jun 10, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013