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Julio Cesar
The town of Condega is known as the 'land of potters' owing to its handicrafts and hard-working people. Julio lives in a neighboring community known as Darayli together with his wife and their five children who he has to support and provide with an education. Julio is a farmer by profession. He grows basic grains and engages in small-scale cattle raising. He is known for being an honest, hard-working person with 30 years experience.

Julio owns 56 'manzanas' (1 manzana = 1.73 acres) of land where he is able to grow basic grains and raise cattle.

Julio recently visited Ceprodel and requested a loan to buy manure, fungicides, foliar fertilizers and herbicides. He also needs money to pay workers to maintain his corn and bean crops.

This loan will have a positive impact and benefits for Julio and his family as they work their farm this way every year, improving their standard of living and their financial situation with the income they make from each harvest.
View original language description ↓
Condega un municipio conocido como tierra de alfareros por su artesanía y gente trabajadora. En una comunidad aledaña conocida como Darayli, Vive el señor Julio, con su esposa y sus cinco hijos al que tiene el deber de mantener y darles sus estudios, él de profesión, agricultor, en el área de granos básicos y la ganadería en pequeña escala, es conocido como una persona honesta y trabajadora con más de 30 años de experiencia.

Su propiedad tiene un área de 56 manzanas de extensión aptas para cultivo de granos básicos y la ganadería.

Recientemente visitó Ceprodel y está solicitando un crédito para compra de abono, fungicidas, foliares, herbicidas y gastos en mano de obra, para darle mantenimiento al cultivo de maíz y frijol donde piensa salir beneficiado.

El impacto y beneficios que tendrá él y su familia son de una forma positiva ya que trabajan su finca a través de estos rubros cada año, mejorando su nivel de vida y condiciones económicas con los ingresos obtenidos en cada cosecha realizada.


Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $23,671,175
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Julio Cesar to buy inputs (manure, fungicides, foliar fertilizer) and to pay workers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 20, 2013
Listed
Jun 10, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 6, 2014