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Granito De Mostaza Group
In this Group: Nidia Del Socorro , Martha Lorena, Noemi
This group is made up of three entrepreneurial women. One of them is 32-year-old Noemí, who is married and has two children aged 7 and 11. Noemí has been running a business selling Avon products for eight years. She has been a client of the institution for ten years and has always been punctual in making her loan repayments. Noemí's husband supports her in her business. She will invest her loan in buying cosmetics such as face creams, body creams, hand creams, foot creams, men's lotions, men's perfumes, ladies' perfumes, eye liners, mascaras, shampoo, nail polish, lipsticks, etc.

Nidia is 39 years old and her business is selling perishable goods and vegetables in the eastern market in the capital city. Martha is 41 years old and her business is selling used and new clothing. She also has a small convenience store in her home.
View original language description ↓
Grupo formado por tres socias emprendedoras una de ellas es Noemí mujer de 32 años de edad, casada, con dos hijos de 7 y 11 años de edad, su negocio es la venta de cosméticos de la Avon, desde hace 8 años que se dedica a esa actividad, tiene 10 años de ser clientes de la institución quien ha demostrado puntualidad en sus pagos, su esposo le apoya en el negocio, su crédito lo invertirá en la compra de cosméticos como cremas faciales, cremas para cuerpos, cremas para manos, cremas para pies, lociones de varón, perfumen de varón, perfumen de damas, delineadores, máscaras, champo, pinturas de uñas, pinturas de labios, etc., Nidia tiene 39 años su negocio es la venta de perecederos y verduras en el mercado oriental de la capital y Martha tiene 41 años de edad y su negocio es la venta de ropa usada y ropa nueva y tiene una mini pulpería en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Granito De Mostaza Group's $2,350 loan helped a member to buy Avon products (face cream, body cream, hand cream, foot cream, men's lotions, men's perfume, women's perfume, eye liner, mascara, shampoo, lipstick, etc.).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 10, 2013
Jun 10, 2013
Currency Exchange Loss:
Apr 16, 2014