Update on ElisaElisa is 27 years old. She lives in a common-law marriage and has a child. She was born in the city of Pilcopata but lives now in Atalaya, where she works selling food and staple products such as rice, sugar, oil, beverages and mineral water.
This time, Elisa is requesting a loan to buy supplies in bulk, like rice and sugar in sacks, bags of sweets and other things she needs to stock her store.
Elisa is a member of communal bank “Nuevo Amanecer de Gamitana” [Gamitana’s New Dawn], part of Asociación Arariwa in the jungle area of Peru.
Elisa en esta oportunidad requiere el préstamo para comprar mercadería por mayor como por ejemplo sacos de arroz, sacos de azúcar, bolsas de golosinas y otras cosas más para poder abastecer su pequeña tienda.
Elisa es integrante del banco comunal “Nuevo Amanecer de Gamitana” de la Asociacion Arariwa en la selva del Perú.
Previous Loan DetailsElisa is 25 years old and has one child from a relationship. Elisa was born in the city of Pilcopata but currently lives in the city of Atalaya where she also works selling basic needs products from her home. Elisa is asking for a loan to purchase merchandise like: rice, sugar, candies, and... More from Elisa's previous loan »
More information about this loan
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
99View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- May 27, 2013
- Jun 10, 2013
- Currency Exchange Loss:
- Dec 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.