Sr De Coyllority Cachimayo Group
Bernadina is a member of the group. She is 55 years old, single, and has two children. She works selling fruits and vegetables. She sells apples, oranges, grapes, bananas, and mandarin oranges as well as carrots, tomatoes, and cucumbers. She has a market stall where she sells the produce. She works from 8:00am until 5:00pm. She has had this business for seven years and it is going very well. Her dream is to have a store where she can sell fruits and vegetables. She is requesting a loan to purchase oranges, bananas, grapes, onions, carrots, and cucumbers.
The members who are attached to the group photo had their photo taken after the meeting because they missed it due to work. The other group members work selling sweaters, clothing, at a grocery store, and selling food.
Bernadina is grateful to everyone who is a part of this dream and promises to make her repayments on the established schedule.
La socia es la Sra. Bernardina ella es soltera y tiene 55 años y tiene 2 hijos; La socia trabaja en su negocio de venta de verduras y frutas, la socia vende manzanas,naranjas,uvas,platanos y mandarinas, la socia también vende zanahorias, tomates y pepinos, la socia tiene un puesto de mercado donde vende las frutas y verduras, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m,la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es tener un local donde pueda vender las frutas y verduras. La socia solicita el crédito para comprar naranjas,platanos,uvas,cebollas,zanahorias y pepinos.
Las socias que estan pegadas a la foto grupal se les tomo despues de la reunion porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de chompas, negocio de ropa, negocio de tienda de abarrotes y negocio de venta de comida.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid