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Kalsoom is a 21-year-old married woman and a mother of five children. She is trying hard to meet their needs including food, health, clothing, and education. Two years ago, she started her own general store to contribute to the family income. She is contentedly doing it for the sake of her family. It’s her 3rd year with Kashf Foundation and she is satisfied with their support. She has applied for a loan of PKR 30,000 to buy stock of rice, flour and grains. Kalsoom wishes to use part of her revenues to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 338
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Kalsoom to buy stock of rice, flour and grains.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2013
Jun 8, 2013
Currency Exchange Loss:
May 17, 2014