Garmai, 45 years old, operates a table market selling goods such as pepper, bitter ball, okra, etc in the Paynesville South area of Liberia. It is a suburb of the capital city of Monrovia and one of the most populated areas in Montserrado County. The area boasts one of the best standards of living in the county with affordable rents, good roads, access to water and lots of transportation options. She is a married with six children between 22 and 16 years old, who are living at home with her. Only three are currently attending school. The last grade she finished before getting to business is second grade. For the past 10 years, she has been selling pepper, bitter ball, okra, etc in the local market. She started this business with money given to her by her husband and she enjoys her business because the business gives her more money. She sells six days a week, from 7 am to 6 pm, and most of the time she uses a shared taxi to get her goods to her shop. She is requesting a loan to purchase more inventories for her business. Her plan is to build a house and educate her children.