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Whatsapp Girls Group
In this Group: Jennylind , Jennifer , Myra , Jocelyn
Whatsapp girls is a group of four Filipino women working as housekeepers for Lebanese families. They met in Lebanon and have been friends ever since. They took the decision to initiate the group and contact Al Majmoua because they are each in dire need of a microloan. Jennylind is the group leader and featured member of the group, standing second to the right of the picture. She is a 31-year-old divorced woman and has a child who lives in the Philippines with her retired parents. Her ex-husband does not participate to the financial resources of the family, which makes her the single provider of the family. However, she barely earns enough to provide for her own expenses, which is why she truly needs the Al Majmoua loan, especially because she has to pay the schooling tuition fees of her child.

Jocelyn is a 40-year-old married mother of three children, standing second to the left of the picture. Her husband is unemployed, which also makes her the only provider of the family, with barely enough money to cover her own expenses. She needs the Al Majmoua loan in order to be able to send her three children back to school.

Myra is a 25-year-old single young lady, standing on the far left of the picture. She wishes to acquire the Al Majmoua loan in order to help her retired parents back in the Philippines.

Jennifer is a 31-year-old single woman, standing on the far right of the picture. Just like Myra, she wishes to help her retired parents back in the Philippines.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.


Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $5,900
    Average annual income
  • 50
    View loans »
    Lebanon Loans Fundraising
  • $14,755,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Whatsapp Girls Group's $1,200 loan helped a member to pay the school tuition fees of her child.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 12, 2013
Listed
Jun 7, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013