By his own initiative, and with much determination and dedication, Samuel works in his small business of catching and selling shrimp. He works every day and can work for about eight hours. Samuel feels at ease doing his job and believes that it is going well because of his experience and the kind treatment he offers to others.
Samuel is very grateful for the Kiva loans because, thanks to their help, he will be able to make improvements to his home. He wants to purchase construction materials to fence off the back of his home as, in this way, his family will have greater security and well-being. So, Samuel will continue working and striving to achieve his great dream of having his own shrimp farm.
Por iniciativa propia, con mucho empeño y dedicación, Samuel trabaja en su pequeño negocio de pesca y venta de camarones, el trabaja todos los días y puede hacerlo por un aproximado de 8 horas, Samuel se siente a gusto realizando su labor y cree que le va bien por su experiencia y por el trato amable que brinda a los demás.
Samuel se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea comprar materiales de construcción para hacer el cercado de la parte trasera de su hogar, de esta manera el y su familia tendrá mayor seguridad y bienestar, así pues Samuel seguirá trabajando y esforzándose para lograr su gran sueño de tener su propio criadero de camarones.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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