Check out some available loans that are similar to this one!
Segundo Ricardo
Segundo is a 60 year old man. He lives in the city of Camana with his wife and their two children, whom he loves. They are his main reason for living. He is a very friendly, hardworking and enthusiastic person. He and his wife dedicate all of their efforts to helping their family get ahead.

Unfortunately, due to a lack of economic resources and the necessity that he work, Segundo wasn't able to study a professional degree. In his free time, he likes to play soccer with his friends. At times, he cooks a delicious Peruvian shrimp chowder to share with his family.

At his own initiative, and with a lot of persistence and dedication, Segundo works renting a small business space out to various vendors and merchants in his city. He works every day for approximately 10 hours and he thinks that it is going well for him because of the kind way in which he treats others.

Segundo is very appreciative of Kiva lenders, because he will be able to improve his home thanks to the help that they provide. He wants to plaster and paint his walls and lay down floors. In this way, Segundo and his family will have better security and well-being, and he will continue working and pushing himself to achieve his great dream of having adequate housing.
View original language description ↓
Segundo es un hombre de 60 años, vive en la ciudad de Camana con su esposa y sus dos hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tiene de trabajar, Segundo no ha podido estudiar una carrera profesional, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Chupe de Camarones para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Segundo trabaja alquilando un pequeño local comercial a diversos vendedores y comerciantes de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por el trato amable que brinda a los demás.
Segundo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea hacer el tarrajeo, pintado y puesta de piso en su hogar, de esta manera Segundo y su familia tendrán mayor seguridad y bienestar, así pues el seguirá trabajando y esforzándose para lograr su gran sueño de tener una vivienda adecuada.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Segundo Ricardo to improve his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 10, 2013
Currency Exchange Loss:
Jun 17, 2014