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Victor Armando
Victor is a twenty years old, single, and lives in the city of Pucallpa with his parents and siblings. He is a very kind, hardworking, and enthusiastic person who really wants to better himself. Thanks to his hard work and his parents' support, Victor was able to pursue a technical degree in mechanics. In his free time he likes to work in his shop and sometimes he makes a delicious lomo saltado, a Peruvian stir-fry, to share with his family.

Through his own initiative and with a lot of hard work and dedication, Victor works at his small business selling replacement parts. He also services small vehicles. He works every day for around 12 hours and he believes it is going well because his prices are good and he treats people kindly.

Victor is very thankful to Kiva's lenders, as it is thanks to their help that he will be able to improve his workshop. He wants to buy construction materials to improve the storefront of his mechanic shop. He also wants to buy display cases he will use to better advertise his spare parts. Victor will keep working and applying himself to achieve his greatest dream of expanding his business to include a general parts store.
View original language description ↓
Victor es un hombre de 20 años, es soltero, vive en la ciudad de Pucallpa con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Victor pudo estudiar la carrera técnica de Mecánica, en sus ratos libres le gusta trabajar en su taller y en algunas ocasiones cocina un riquísimo Lomo Saltado para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Victor trabaja como en su pequeño negocio de venta de repuestos, adicionalmente brinda servicios de mecánica a vehículos menores, el trabaja todos los días por un aproximado de 12 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a los demás.
Victor se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su taller, ya que desea comprar materiales de construcción para mejorar la fechada de su taller mecánico, también desea comprar dos vitrinas, las cuales utilizara para exhibir mejor sus repuestos, así pues Victor seguirá trabajando y esforzándose para lograr su gran sueño de ampliar su negocio para tener una tienda de venta de repuestos generales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Victor Armando to make improvements to his mechanic shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 16, 2013
Jun 9, 2013
Currency Exchange Loss:
Jan 17, 2014