Through his own initiative and with a lot of hard work and dedication, Victor works at his small business selling replacement parts. He also services small vehicles. He works every day for around 12 hours and he believes it is going well because his prices are good and he treats people kindly.
Victor is very thankful to Kiva's lenders, as it is thanks to their help that he will be able to improve his workshop. He wants to buy construction materials to improve the storefront of his mechanic shop. He also wants to buy display cases he will use to better advertise his spare parts. Victor will keep working and applying himself to achieve his greatest dream of expanding his business to include a general parts store.
Por iniciativa propia, con mucho empeño y dedicación, Victor trabaja como en su pequeño negocio de venta de repuestos, adicionalmente brinda servicios de mecánica a vehículos menores, el trabaja todos los días por un aproximado de 12 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a los demás.
Victor se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su taller, ya que desea comprar materiales de construcción para mejorar la fechada de su taller mecánico, también desea comprar dos vitrinas, las cuales utilizara para exhibir mejor sus repuestos, así pues Victor seguirá trabajando y esforzándose para lograr su gran sueño de ampliar su negocio para tener una tienda de venta de repuestos generales.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid