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Neyda Monserrate
The "Eloy Alfaro" communal bank meets every two weeks in the Montecristi area, which is known for its rich, precolonial culture and its artisan crafts that are famous both nationally and internationally. It is from here that straw hats originate.

And it is here that Neyda lives. She is 35 years old, married and has three children - aged fourteen, eight, and two years old each. The two eldest children are in school. Neyda's husband is a construction worker.

In order to earn a little on her own and to cover the costs of her children's education, Neyda started her own little business ten years ago. She runs it out of her home and as the days have gone buy and with the help of loans, the business has improved. Neyda's business is an ice cream shop. She sells a very well-known, national brand of ice cream, in addition to fizzy drinks, water, juices, energy drinks and other beverages. She makes most of her sales on the weekend as many people in the area meet up then. People come to Neyda's store because of the good service she provides.

Neyda will use this loan to buy ice cream, fizzy drinks, water and other products to sell. She has been with the communal bank since the beginning and likes it because the loans help her to keep on improving her business.

Neyda's dream is to give her children the best she possibly can.
View original language description ↓
EL Banco Comunal Eloy Alfaro que se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Neyda, tiene 35 años de edad, está casada y de esta relación tienen tres hijos de 14, 8 y 2 años, los dos mayores estudian en colegio y escuela. Su esposo es albañil.

Doña Neyda con la finalidad de ganar algo por su cuenta y con esto solventar ciertos gastos de los estudios de sus hijos hace mas de 10 años empezó un pequeño negocio en su casa el mismo que con el paso de los días y con la ayuda de los créditos ha ido mejorando, ella tiene una heladería en su casa allí vende helados de una marca nacional muy reconocida, allí también vende gaseosas, aguas, jugos, energizantes y varias bebidas mas, los días que más vende son los fines de semana ya que se reúnen muchas personas por el sector y son clientes que siempre llegan a su local por la buena atención que ella les brinda.

Este crédito lo va a emplear en comprar helados, gaseosas, aguas, entre otros productos que vende. Está desde el inicio en el Banco Comunal y le gusta porque con los créditos ella mejora cada vez más su negocio.

Su sueño es darles lo mejor a sus hijos.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Neyda Monserrate to buy ice-creams, fizzy drinks, water and more.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2013
Listed
Jun 11, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013