Through his own initiative and with a a lot of hard work and dedication, Pedro works as a technician at a cotton business. He works every day for around 10 hours and he believes it is going well because he is good at his work and he treats others well.
Pedro is very thankful to Kiva's lenders, as it is thanks to their help that he will be able to improve his home. He wants to buy construction materials to finish building a room, which will be safer for his family to live in. Pedro will keep working and applying himself to achieve his greatest dream of finishing construction on his house so that his family can enjoy greater safety and wellbeing.
Por iniciativa propia, con mucho empeño y dedicación, Pedro trabaja en una empresa algodonera, como técnico obrero, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Pedro se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea comprar materiales de construcción para terminar la construcción de una habitación, la cual será más segura para que su familia pueda habitar, así pues Pedro seguirá trabajando y esforzándose para lograr su gran sueño de terminar la construcción de su casa, así su familia tendrá mayor seguridad y bienestar.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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