On her own initiative, with much hard work and dedication, Herminia works in her small business selling fruits from her city, such as plantains. She also sells varied set-price meals of traditional dishes from her city. She works every day for around 12 hours and she believes that things are going well because of her good spices and for the kind way she treats others.
Herminia is very thankful to the Kiva lenders, since thanks to their help she will be able to improve her small restaurant. She wants to buy wood, corrugated iron, batten, and other items, which will serve to improve her restaurant. She will also buy drinks and food in order to prepare the meals that she sells. In this way Herminia will continue working and pushing herself to achieve her great dream of seeing her children become good professionals.
Por iniciativa propia, con mucho empeño y dedicación, Herminia trabaja en su pequeño negocio de venta de frutas de su ciudad, como el plátano, adicionalmente vende menús variados de platos típicos de su ciudad, ella trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a los demás.
Herminia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su pequeño local, ella desea comprar madera, calaminas, listones y otros, los cuales le servirán de mucho para poder tener en mejor estado su local, adicionalmente comprara bebidas e insumos para preparar la comida que vende, así pues Herminia seguirá trabajando y esforzándose para lograr su gran sueño de ver a sus hijos convertidos en buenos profesionales.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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