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Herminia Andrea
Herminia is a 46 year old woman who lives in the city of Pucallpa with her two children, who she loves and who are the principle reason for her life. She is a very kind, hard-working and enthusiastic person who dedicates all of her efforts to helping her family get ahead. She has always been both mother and father to her children. Sadly due to a lack of economic resources, and the necessity to work, Herminia has not been able to study the professional career of Gastronomy that she would have liked. In her free time she likes to cook delicious desserts to share with her family.

On her own initiative, with much hard work and dedication, Herminia works in her small business selling fruits from her city, such as plantains. She also sells varied set-price meals of traditional dishes from her city. She works every day for around 12 hours and she believes that things are going well because of her good spices and for the kind way she treats others.

Herminia is very thankful to the Kiva lenders, since thanks to their help she will be able to improve her small restaurant. She wants to buy wood, corrugated iron, batten, and other items, which will serve to improve her restaurant. She will also buy drinks and food in order to prepare the meals that she sells. In this way Herminia will continue working and pushing herself to achieve her great dream of seeing her children become good professionals.
View original language description ↓
Herminia es una mujer de 46 años, vive en la ciudad de Pucallpa con sus dos hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia, ya que ella siempre ha sido padre y madre para sus hijos; lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Herminia no pudo estudiar la carrera profesional de Gastronomía que deseaba, en sus ratos libres le gusta cocinar deliciosos postres para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Herminia trabaja en su pequeño negocio de venta de frutas de su ciudad, como el plátano, adicionalmente vende menús variados de platos típicos de su ciudad, ella trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a los demás.
Herminia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su pequeño local, ella desea comprar madera, calaminas, listones y otros, los cuales le servirán de mucho para poder tener en mejor estado su local, adicionalmente comprara bebidas e insumos para preparar la comida que vende, así pues Herminia seguirá trabajando y esforzándose para lograr su gran sueño de ver a sus hijos convertidos en buenos profesionales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 133
    View loans »
    Peru Loans Fundraising
  • $57,381,550
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Herminia Andrea to purchase food and to improve her restaurant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 21, 2013
Listed
Jun 9, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014