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María Del Carmen
The communal bank Eloy Alfaro meets twice a month in the canton of Montecristi, known for its rich precolonial culture and for its artisany. This place is known for its famous Panama hats.

María lives here. She is 40 years old, separated, and from this relationship has three children aged 22, 19, and 12 years old. The youngest is a student and lives with her.

In order to provide for her daughter and offer the best for her María works in commerce. She has a grocery store in her home. There she sells all types of products such as rice, sugar, oil, detergents, bananas, legumes, vegetables and fruit. She works every day from 6:00AM until 8:00PM and sometimes even later. Her daughter helps her when she is not busy with her homework from school but generally it is María who takes care of the business since it is there where she likes to be as besides making a living she enjoys hearing the neighborhood news. She has been doing this work for four years and is doing very well.

She is going to use this loan to invest in the purchase of groceries to supply her store. She has been with the communal bank for four years and she likes it because she began her business with her first loan allowing her to bring up her daughter on her own. Her dream is that her daughter becomes a professional.
View original language description ↓
EL Banco Comunal Eloy Alfaro que se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora María, tiene 40 años de edad, está separada pero de esa relación tiene tres hijos de 22, 19 y 12 años de edad, la menor estudian en colegio y vive con ella.

Doña María para salir adelante junto a su hija y darle lo mejor a ella se dedica al comercio, ella tiene una tienda de víveres en su casa, allí vende todo tipo de productos como: arroz, azúcar, aceites, detergentes, plátanos, legumbres, verduras y frutas, trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, su hija le ayuda en su trabajo cuando está desocupada de sus tareas del colegio, pero por lo general es Doña María la que mas pasa en su negocio ya que es allí donde le gusta estar ya que allí además de ganarse la vida se entretiene y se entera de las novedades que pasan a su alrededor. Tiene 4 años que se dedica a esta actividad y le va muy bien.

Este crédito lo va a invertir en la compra de víveres para surtir más su tienda. Está en el Banco Comunal desde hace 4 años y le gusta porque con el primer crédito empezó su negocio que le permite sacar adelante sola a su hija.

Su sueño es que su hija sea profesional.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped María Del Carmen to buy groceries to stock her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2013
Listed
Jun 9, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013