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Geyssel Margarita
Geyssel lives in the municipality of Masaya with her husband and son. Her biggest dream is to be able to improve her living conditions.

Her husband supports her in all of her decisions and they divide home expenses between the two of them. He is self-employed and she has had her own business, a bakery, for four years. She has four employees and makes sweet and simple breads.

With this loan she will buy flour, eggs, skillets, yeast, etc. She is thankful for the support that Afodenic and Kiva Funds have provided her, since her income has improved a bit.
View original language description ↓
La señora Geyssel, Habita en el municipio de Masaya junto a su esposo e hijo, su mayor sueño es poder mejorar sus condiciones de vida, su esposo la apoya en todas las decisiones, y entre los dos se dividen los gastos del Hogar, el trabaja por cuenta propia y ella tiene su propio negocio, una Panaderia desde hace cuatro años, tiene cuatro trabajadores y labora Pan Simple y Dulce, con este credito comprara: Harina, Huevos, Sartenes, Levaduras etc. Agradece el apoyo que Afodenic y Fondos Kiva le han brindado ya que sus ingresos mejorar un poco.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Geyssel Margarita to buy raw materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 9, 2013
Currency Exchange Loss:
Aug 17, 2014